First Integrity Mortgage Services
  

The state of Missouri and Fannie Mae have made Missouri a first-time home buyer’s paradise. And your credit union membership means you can take advantage of the best first-time home buyer’s program around. If you haven’t owned a home in the past three years, you are considered a first time home buyer.
Roll over each item to get a description
1. Down payment options
Get 3% grant with conventional MHDC
First Place Mortgage “forgivable”
0% 2nd mortgage option on
FHA conventional (restrictions apply).
Get a 3% grant from MHDC First Place
Mortgage and/or 3% contribution from
the seller with Fannie Mae’s
MyCommunity™ Mortgage.
The best rates available,
without the usual add-on or
junk fees you get from mortgage brokers
on MHDC Conventional loans.
Credit union members can get
coverage that makes mortgage
payments in the event of
job loss (MHDC conventional only).
Lower-cost private mortgage insurance
exclusively for credit union members,
mortgage terms up to 40 years and
interest-only mortgages.
2. Below market interest rates
3. Job loss protection


First Integrity Mortgage Services is a St. Louis-based Mortgage Banker. We have direct authority to approve first-time homebuyer loans for Fannie Mae and Missouri Housing Development Commission (MHDC). You can count on the very best experience when buying your first home.

To see if you are eligible for a First Time Home Buyer's Mortgage, click here.

NOTE: Eligibility, requirements and restrictions for MHDC First Place Mortgages and FHA programs vary and may be based on credit score, income and other factors. MHDC for Missouri residents and properties only. Contact us for more information.
Find out about our FREE mortage seminars


Return to First Integrity Home Page