Veterans Loans
VA Veteran's Administration Loans
This government-insured loan program is a benefit available exclusively to those who have helped us preserve our way of life by serving in the U.S. Armed Forces or the Reserves.
Veterans may obtain a VA loan even if other loans were unobtainable. There also may be no down payment required for a VA loan. VA loans tend to have lower interest rates than conventional loans. There are no mortgage insurance premiums on VA loans, and they do allow for an assumable mortgage.
Closing costs for purchasing a home can be lower than other forms of financing, and prepaying your mortgage holds no penalty. In addition, VA assistance is available to those who qualify if temporary financial difficulty occurs.
Because of our stability and expertise, First Integrity is a VA Automatic Lender with the authority to approve loans on VA’s behalf.