Our firm does not make “subprime” loans. However, we provide consumers with multiple options from which to choose. We designed every loan to provide different results. Some loans build equity rapidly, some loans reduce payments and other loans minimize down-payment requirements. First Integrity Mortgage Services loan officers provide consumers with a full range of options, so that their decisions can be made with confidence.
• 30-year fixed
• 15-year fixed
• Adjustable-rate mortgages (ARMs)
• Interest only
• FHA/VA loans with varying amortizations
First-Time Homebuyer Funds
The Missouri Housing Development Commission (MHDC) and Illinois Housing Development Authority (IHDA) provide special loans through a network of approved lenders for first-time homebuyers in Missouri and Illinois. First Integrity Mortgage Services is MHDC- and IHDA-certified. Additionally, we are recognized as a Top 10 Certified Lender.
This is First Integrity Mortgage Services’ most popular portfolio loan option! We created PowerPlus Piggybacks to eliminate the extra costs homebuyers can encounter, such as private mortgage insurance or expensive Jumbo interest rates for large loans. The best part is First Integrity Mortgage Services’ underwriters have the authority to approve PowerPlus Piggyback loans at the same time when underwriting the first mortgage.