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By Joseph Bayer, Sr.
The reputation of First Integrity’s mortgage underwriters is well known within our industry. What you may not be aware of is that because of that reputation there are several St. Louis area depository institutions (banks and Credit Unions) that utilize First Integrity to privately underwrite their loans.
These symbiotic relationships have direct benefits to our clients. So much so, that they are about as perfect as it gets. It is because of these perfect relationships that we as mortgage designers cooperated to create the perfect loan - PowerPlus® and PowerPlus® for Healthcare Providers.
So what makes PowerPlus® so perfect? It offers today’s borrowers unique privileges. They are earned privileges for high credit scored- low risk borrowers and are based upon three factors: 1) the disciplined use of credit by the borrower. 2) First Integrity’s knowledge of risk assessment. 3) First Integrity’s and our depository institutions’ willingness for a more individualized review of clients.
Earned privileges:
- Borrower’s choice of down payment amounts.
- No requirement of PMI (if borrower chooses to put less than a 20% down payment).
- Reduced monthly payments with the ability to accelerate equity position for wealth building.
I would suggest you visit www.firstintegrity.com/privileges to explore PowerPlus® to determine if this loan is perfect for you.
Homework Assignment: be sure you visit the PowerPlus Calculator, the Roadmap to Building Equity and the Program Eligibility Questionnaire. |
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Carol Mattull, Post Closing
Dave Mattull, SVP/Gen Sales Mgr
Debbie Thomason, Mortgage
Banker
Edith Guzman, Receptionist
Geri Glixman, VP/Operations
Joanne Loftus, Sr Accountant
John Meile, VP/Sales
Manager
Joe Bayer, President
Joe Bayer, Jr, VP/Bus Dvlpment
Juanita O'Connor, Mortgage Banker
Laura Weale, Mortgage Banker
Mary Ellen Weber, Underwriter
Mary Meile, Office Manager
Michael Burge, Mortgage Banker
Mich Kahn, Loan Coordinator
Mike Vogt, Mortgage Banker
Patty Edwards, Loan Coordinator
Ricci Lougeay, Exec Assistant
Stavra Bayer, Secretary
Missouri Office
314-878-7900
Illinois Office
618-355-9860
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