Buyer's Agents

For The Thinking Agent – Motivating Buyers

Fact 1: There has never been a better time to buy a first home
The best opportunity for first-time homebuyers:

• MO: MHDC   Illinois: IHDA
• Low down-payment requirements
• Generous underwriting guidelines
• Low interest rates

Fact 2: Your clients and the sellers appear to be too far apart

• PowerPlus® Piggyback (Check out our PowerPlus Calculator!)
• No PMI – the gap can be narrowed without payments increasing

Fact 3: Clients do not need to be cash-poor

• PowerPlus Piggyback
• Clients can choose to keep more of their cash for improvements, upgrades and furnishings without running up credit cards

Fact 4: Conventional conforming buyers can avoid PMI

• PowerPlus Piggyback
• Buyers can borrow up to 95% without paying PMI (dependent upon county)

Fact 5: Jumbo buyers can avoid jumbo interest rates

• PowerPlus Piggyback
• Jumbo buyers can borrow up to 95% without paying jumbo rates (dependent upon county)

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