Why pay someone else’s mortgage – your landlord’s – when you can enjoy the personal and financial benefits of home ownership?

Your membership at the credit union means you can take advantage of the best first-time home buyer’s program around (if you haven’t owned a home in the past three years, you are considered a first time home buyer.)

Roll over each item to get a description
1. Down Payment Options
Get 3% grant with conventional MHDC
First Place Mortgage “forgivable”
0% 2nd mortgage option on
FHA conventional (restrictions apply).
Get a 3% grant from MHDC First Place
Mortgage and/or 3% contribution from
the seller with Fannie Mae’s
MyCommunity™ Mortgage.
The best rates available,
without the usual add-on or
junk fees you get from mortgage brokers
on MHDC Conventional loans.
Credit union members can get
coverage that makes mortgage
payments in the event of
job loss (MHDC conventional only).
Lower-cost private mortgage insurance
exclusively for credit union members,
mortgage terms up to 40 years and
interest-only mortgages.
2. Below market interest rates
3. Job loss protection

Our mortgage partner, First Integrity Mortgage Services, is a mortgage banker, not a broker. The company is among a select group to be named both a Fannie Mae and MHDC Certified Lender. You can count on the loan process being hassle free, and there will be no surprises at loan closing.

MHDC Applications administered in cooperation with
First Integrity Mortgage Services, Inc.
a Missouri Housing Development Commission Certified Lender

To see if you are eligible for a First Time Homebuyer's Mortgage, click here.

For additional information, see Missouri-A first-Time Homebuyer's Paradise

NOTE: Eligibility, requirements and restrictions for MHDC First Place Mortgages and Fannie Mae’s MyCommunity Mortgage™ programs vary and may be based on credit score, income and other factors. MHDC for Missouri residents and properties only. Contact us for more information.

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