Healthcare Loan Program

First Integrity Mortgages Services offers several home loan solutions for medical professionals. Our health care programs are offered to anyone in the healthcare field. From doctors to nurses and administrators, anyone employed by a healthcare industry employer qualifies.

Our Healthcare PowerPlus mortgage offers borrowers the opportunity to purchase a home up to $892,894 with as little as a 5% down payment. Private Mortgage Insurance (PMI) is NOT required, and there are no prepayment penalties! First Integrity Mortgage Services has served the healthcare community in St. Louis, Missouri for decades and we're proud to offer unique programs to those who have sacrificed to serve the health of our communities.

Healthcare PowerPlus Loan Program Highlights:

  • Purchase prices up to $892,894.
  • Down payments as low as 5%.
  • No PMI required.
  • Build equity faster.

Resident Physician Loan Program Highlights:

  • Build equity faster.
  • 7 Year ARM.
  • Must meet all requirements of Resident Physician Contract.
  • PMI is not required for loans above 80% loan-to-value (LTV).
  • Student loans that are deferred for more than 12 months from closing date will not be counted in qualifying ratios.
  • Residents must have started residency OR have met all requirements as stated on the resident contract.
  • Maximum loan amount is $548,250.

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First Integrity Mortgage Services is located in St. Louis, Missouri. We are a premier provider of Mortgages and Home Loans in Missouri, Illinois, Kansas, California, Tennessee, Georgia and Arkansas. We work on behalf of our customers to help them qualify for the home loan they deserve!

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