Portfolio Loans

Portfolio Mortgages 

Conventional Fannie Mae and Freddie Mac mortgages along with the government FHA, VA, and USDA mortgages all Portfolio Loans in St. Louismust meet specific guidelines set forth by these agencies to ensure they meet the requirements of the secondary market.  These programs are all great for their own reasons, whether it be a low fixed-rate or even 100% financing.  As long as you can meet the Fannie Mae, Freddie Mac, and government mortgage-imposed guidelines there are a lot of great options to choose from.

But what if you are a qualified borrower/buyer, have shown an ability to pay your mortgage and other obligations in a timely matter yet have a unique situation that doesn’t quite fit into the Conventional or Government program box?  You need common sense underwriting…..You need First Integrity Mortgage!

Our long-standing, unique, and valued relationships we have with our local credit union partners allow us to better serve our community by offering Portfolio mortgage options tailored to your individual needs.

First Integrity is positioned in our St. Louis, MO, office and is licensed in MissouriIllinois, Kansas, California, and Arkansas to assist area borrowers with one of the largest purchases of their lives. The Home Loan options with Portfolio financing can be catered to the wants, needs, and requirements of any borrower.  Have a mortgage loan expert at First Integrity Mortgage Services help you to navigate the waters of the Portfolio Mortgage process.

We Think! We Care! We Deliver!