Powerplus Loan

The PowerPlus Mortgage is an exclusive First Integrity Mortgage Services product. Our PowerPlus loan is a special loan program designed for qualified borrowers who choose not to put 20% down.

We believe that the down payment size is not necessarily an indication of the borrower’s ability to repay the loan. This notion was the driving force behind the PowerPlus loan program.

So, how does it work?

Utilizing the Power Plus program, a borrower can purchase a home up to $892,894 with as little as 5% down and a credit score of 700 or better (some restrictions apply). The best part? No Private Mortgage Insurance (PMI) will be added to the payment.

PowerPlus Loan Highlights:

  • Save a significant amount of money over the life of the loan
  • Build equity faster
  • Lower Monthly Payment
  • Keep cash reserves
  • Avoid Jumbo loans
  • Ability to borrow more due to elimination of PMI

Visit our PowerPlus Savings Calculator to see how much you can save! This program is offered in Missouri and Illinois and is underwritten in St. Louis, MO. Restrictions apply.

Powerplus Savings Calculator

Have any Questions?

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If you are interested in applying for a Powerplus Loan, contact us at 314-878-7900. One of our loan officers will be happy to meet with you and guide you through every step of the process. We will also help you determine which type of Home Improvement Loan is right for you, based on your credit and your needs.

First Integrity Mortgage Services is located in St. Louis, Missouri. We are a premier provider of Mortgages and Home Loans in Missouri, Illinois, Kansas, Georgia, Colorado, California, and Arkansas. We work on behalf of our customers to help them qualify for the home loan they deserve!

We Care! We Think! We Deliver!