USDA Loans

The USDA (United States Department of Agriculture) loan program provides below-market mortgage rates and 100% financing to low-moderate-income households. The goal is to provide these households with the opportunity to own their primary residence in eligible rural and suburban areas. Qualified applicants may also build, rehabilitate, improve or relocate a dwelling under the USDA loan program.

USDA Loan Highlights:

  • Borrowers can finance 100% of a home’s purchase price at better-than-average fixed mortgage rates. Low-rate Private Mortgage Insurance (PMI) is required and may be financed into the mortgage.
  • USDA borrowers face less stringent lending standards than with traditional loans.
  • Both first-time homebuyers and repeat homebuyers may take advantage of this program.
  • U.S. citizenship or permanent residency is required.

If you are interested in applying for the USDA Loan Program, contact us at 314-878-7900. If your household meets the income requirements and the house you wish to purchase, refinance, or remodel is located within an eligible area, our team of licensed loan officers will walk you through the application process.

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First Integrity Mortgage Services is located in St. Louis, Missouri. We are a premier provider of Mortgages and Home Loans in Missouri, Illinois, Kansas, California, and Arkansas, Georgia and Tennessee. We work on behalf of our customers to help them qualify for the home loan they deserve!

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